Terms & Conditions

SMS Messaging Terms & Compliance

1. Program Description

T&E Simple Solutions provides credit education, credit consulting, and client support services. Customers who submit their information through our website and expressly consent to receive SMS communications may receive text messages regarding:

- Consultation scheduling and reminders

- Account updates

- Service notifications

- Client support communications

- Requested information regarding our services

SMS consent is collected through our website forms using a dedicated checkbox that clearly authorizes text message communications.

2. Cancellation Instructions

You may cancel SMS communications at any time by replying STOP to any message received from us.

After sending STOP, you will receive a confirmation message indicating that you have been unsubscribed. You will no longer receive SMS communications unless you opt in again through one of our approved consent methods.

3. Support Information

For assistance with our messaging program, reply HELP to any text message or contact us directly:

Email: [email protected]

Phone: +1 (855) 600-1504

Website: https://yoursimplesolutions.com

4. No Guarantee of Results

T&E Simple Solutions does not guarantee the removal of any item from a credit report, a specific increase in credit score, approval for credit, approval for financing, approval for housing, approval for employment, or any other specific outcome.

Credit reporting agencies and creditors independently investigate disputes and determine the outcome of any request submitted on behalf of a client. Results vary based on individual circumstances and credit profiles.

Any examples, testimonials, case studies, or success stories presented on this website are provided for illustrative purposes only and should not be interpreted as a guarantee of future results.

5. Message & Data Rates

Message and data rates may apply to messages sent to and from your mobile device. Message frequency varies based on your interactions with our services.

Please contact your wireless provider for details regarding your messaging or data plan.

6. Credit Repair Organizations Act (CROA) Compliance

T&E Simple Solutions complies with the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679 et seq., and all other applicable federal and state laws governing credit-related services.

Clients will receive all disclosures and notices required by applicable law prior to the commencement of services where required.

Nothing contained on this website shall be interpreted as a waiver of any rights provided to consumers under federal or state law.

7. Age Restriction

You must be at least 18 years old to participate in our SMS communications program.

8. Privacy Policy

For information regarding how we collect, use, and protect your information, please review our Privacy Policy.

Important: Mobile information and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes.

9. TCPA Compliance

We comply with all applicable federal and state regulations governing text messaging communications, including the Telephone Consumer Protection Act (TCPA) and CTIA messaging guidelines.

General Terms

This website https://yoursimplesolutions.com/ is owned and operated by T&E Simple Solutions ("Company," "we," "our," or "us").

By accessing or using this Site, you agree to comply with and be bound by these Terms of Service, our Privacy Policy, and any other policies posted on this Site.

Intellectual Property Rights

All content, materials, trademarks, logos, graphics, text, software, and other intellectual property displayed on this Site are owned by T&E Simple Solutions or its licensors and are protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, publish, transmit, sell, or exploit any content without prior written permission.

User Submissions

By submitting information through our website, forms, surveys, emails, or other communications, you grant us the right to use such information as necessary to provide requested services and communicate with you regarding those services.

You represent that any information you provide is accurate and truthful.

Disclaimer

The information provided on this Site is for informational purposes only and should not be considered legal, financial, tax, or professional advice.

While we strive to provide accurate information, we make no guarantees regarding results, outcomes, or the accuracy of information presented on this Site.

All services are provided "as is" without warranties of any kind, whether express or implied.

You represent that any information you provide is accurate and truthful.

Limitation of Liability

T&E Simple Solutions shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of this Site or our services.

Third-Party Services

Our Site may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of third-party websites.

Account Security

If you create an account or submit information through our Site, you are responsible for maintaining the confidentiality of any login credentials and for all activities associated with your account.

Termination

We reserve the right to suspend or terminate access to our Site or services at our sole discretion, without notice, if we believe a user has violated these Terms of Service or applicable laws.

Governing Law

These Terms shall be governed by and interpreted under the laws of the United States and the state in which T&E Simple Solutions operates.

Contact Information

T&E Simple Solutions

Phone: +1 (855) 600-1504

Email: [email protected]

Website: https://yoursimplesolutions.com

By using this website and our services, you acknowledge that you have read, understood, and agree to these Terms of Service.